There are lots of balance transfer credit cards to offer. But we will divide all balance transfer offers in two big groups. The first is balance transfer credit cards with rewards programs, and the second is balance transfer credit cards without rewards program. The first sounds good but it should be noted that even if a balance transfer credit card allows earning cash back, for example, you won’t be able to earn that cash back on balance transfers. As a rule, only purchases earn rewards. So, it will be worth applying for a card with rewards only if you are planning to keep the card after a transferred balance is paid. If not, then we would recommend you to choose from cards without rewards.
BALANCE TRANSFER CREDIT CARDS:
Intro APR on Balance Transfer: 0% 12 months on Balance Transfers
Ongoing APR on Balance Transfer: 15.74% - 25.74% (Variable)
Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
Intro APR on Balance Transfer: 0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing APR on Balance Transfer: 18.24%, 22.24% or 25.24% variable based on your creditworthiness
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
Intro APR on Balance Transfer: 0% Intro APR for 12 months
Ongoing APR on Balance Transfer: Variable APR of 15.24%, 19.24% or 25.24%
Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check