How Can I Get Airline Credit Card? - Frequent Flyer Miles FAQ

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Credit Card Applications » Questions » FAQs » Frequent Flyer Miles » How Can I Get Airline Credit Card?

How Can I Get Airline Credit Card?

Answered on | Updated on November 25th, 2017
The content is accurate at the time of publication and is subject to change.
This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.
Airlines credit cards offer a great opportunity to earn rewards for your flights. Nowadays credit card issuers partner with airlines or offer their own cards with sign up bonuses and other special perks. Different factors are determined when issuers decide whether you qualify for a card. So, how to apply for air miles reward card?
  1. Know your credit score
  2. This is crucial for a start, as it lets you determine which credit cards you are eligible for. Most travel credit cards require good and excellent credit. If you don't know what your credit score is, check it. Most issuers use the FICO scoring model. In general, scores fall along the following lines:
    • 350-639: Bad credit
    • 640-699: Fair credit, also called “average credit”
    • 700-749: Good credit
    • 750 and up: Excellent credit
  3. Identify your goals
  4. It’s important to determine what type of card you are looking for. While one person may be looking for a credit card from his favorite airline, for example, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, another person may choose a general credit card with miles rewards like the Discover it® Miles. On the one hand, airline co-branded cards come with different perks like free first checked bag or discounted lounge access. On the other hand, general travel rewards cards can provide more value than co-branded cards, as they allow to earn miles on all purchases and redeem them for flights with any airline. For example, the Discover it® Miles credit card gives you unlimited 1.5 miles for each purchase and all the miles you've earned your first year will be matched (provided you are a new cardmember).
  5. Consider the sign-up bonus and fees
    • Sign-up bonus. Travel rewards credit cards often come with sign-up bonuses. You need to spend certain amount of money in a given period of time to qualify for such a bonus. For example, the Barclaycard Arrival Plus® World Elite Mastercard® credit card offers 70,000 bonus miles after you spend $5,000 on purchases in the first 90 days — that's enough to redeem for a $700 in airfare on any airline when miles are redeemed as travel statement credits. If you’re not sure you’ll be able to meet the minimum spending requirement, consider offers with lower minimum spending to reach the bonus.
    • No foreign transaction fees. If you are planning to travel abroad, choose a travel credit card with no foreign transaction fees.
    • No annual fees. Airline co-branded cards often come with high annual fees for the benefits they offer. Don’t overpay if you are not going to use them and choose a card with no annual fee.

How to apply for frequent flyer card

Today most of the credit card offers are available for online application, which makes it much easier to apply for a credit card. You just need a computer or a smartphone connected to the Internet and, your personal information and you can easily apply online. Once you’ve found a credit card at CreditLand, click on the “apply” button, which you will find near the credit card, to get to the bank’s secure application page. You can review credit card benefits, rates and fees, as well as read the card’s Terms and Conditions on the bank’s secure application page. If you agree, start filling out the application form (or click on the “apply” button again if it is required). Fill out all required fields, which include your full name, date of birth, street address (no P.O. boxes accepted!), email address, phone number, employment, income, rent or mortgage payments, SSN.

If you still have doubts, use our credit card navigator, that will find a perfect credit card for you. After you get a card the most important task for you is to make responsible credit moves with it - pay off the balance on time, never max out a credit card or carry a balance and generally care about your credit history. In such and only such case will the credit card work for you.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Excellent, Good Credit
NEW: Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*
Excellent Credit
Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Good/Excellent Credit
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