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RC Willeys has a financing card, which is typically used to pay for big ticket items, and looks just like a credit card. People can apply directly on the website, via their application matrix. Typically stores like rc wiley also let you apply while you're in the store, but no matter where you apply it always pays to take a close look at the terms and conditions that come along with the card, or financing offer so you know exactly what you are responsible for once you're approved.
Along with this taking a close look at what general rewards cards are offering is also a great idea, because they may well offer people more bang for their buck in both the short and long term when it comes to rewards, which can be cashed in for everything from cash to travel. Some also waive annual fees and come with additional travel benefits, like paying Global entry fees, travel perks, special offers and other kinds of upgrades and perks.