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You can find the application on Comenity Bank website, which is the bank that issues this card. You can also find a link directly on homepage of the Iddeal website, or during the checkout process if shopping online. Applying via the Iddeal website after putting items in your shopping cart may allow you to be approved for the card without generating a hard pull on your credit report. Read the terms and conditions carefully so you are familiar with the fees, penalties, payment terms. Before applying, make sure that this card offers better rewards than a general rewards card that offers cash back. Remember that you don’t need a Iddeal credit card to earn rewards on Iddeal purchases.