In order to take part in Menards’ no-interest financing plans, you must be a Menards Big Card holder. To get the Menards Big Card, you can either visit your local Menards store and apply in-store or you can visit their website and fill out a Menards application online. Once a cardholder, you will have access to up to 48 months of financing on Menards purchases. All qualifying Menards purchases over $299 made with the Menards Big Card, will qualify for 6 months of no interest financing. To qualify for the 48-month no-interest financing plan, your purchase must have a minimum total of $1,500. Instead of receiving no-interest like you do with the 6-month plan, you will receive 48 months of interest at a rate of only 3.99%. When taking part in the 6-month financing plan, you must be sure to pay off your entire balance on time. Failure to do so will void the offer and make you responsible for all interest payments at the variable APR of 25.99%.