The content is accurate at the time of publication and is subject to change.

Credit card points are one of the three main types of credit card rewards, other types are cash back and miles. Major credit cards look forward to having their consumers use their cards often, this is done by giving customers reward points every time the certain amount is spent on the card points are added to the card, these points can be gathered and redeemed for gifts when they reach a certain limit. Using a points credit card, you will almost always earn at least 1 point per $1 spent on all purchases, and some issers offer more, like, 2x or 3x points on some categories like gas, groceries and other purchases. Like other rewards, points are redeemable for travel, merchandise and gift cards. You should read terms of credit cards' rewards programs to get all details.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.