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Credit card points are one of the three main types of credit card rewards, other types are cash back and miles. Major credit cards look forward to having their consumers use their cards often, this is done by giving customers reward points every time the certain amount is spent on the card points are added to the card, these points can be gathered and redeemed for gifts when they reach a certain limit. Using a points credit card, you will almost always earn at least 1 point per $1 spent on all purchases, and some issers offer more, like, 2x or 3x points on some categories like gas, groceries and other purchases. Like other rewards, points are redeemable for travel, merchandise and gift cards. You should read terms of credit cards' rewards programs to get all details.

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