I am 17 years old and want to open a credit card to build my credit. I have heard that most companies won’t let me open any accounts because I am under 18. Is that true? If so, how can I start working on my credit before I turn 18?

I am 17 years old and want to open a credit card to... - Student Credit Cards Questions

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Credit Card Applications » Questions » User Questions » Student Credit Cards » I am 17 years old and want to open a credit card to build my credit. I have heard that most...

I am 17 years old and want to open a credit card to build my credit. I have heard that most companies won’t let me open any accounts because I am under 18. Is that true? If so, how can I start working on my credit before I turn 18? Do you know what credit card I can apply for to build my credit history? Thanks in advance.

Answered on June 1, 2013 | Updated on June 1st, 2013

Tags: Authorized User, Credit Cards, Credit History, No Credit, Student

The content is accurate at the time of publication and is subject to change.

You cannot apply for a credit card if you are under 18 years of age. Also, you will need your own income to get approved for a credit card.

If you think you are ready for a credit card, you can ask your parents to make you an authorized user on their card. This is a good way to start building your credit history. If you do not want to be an authorized user, you will have to wait until you are 18 years old.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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