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The Ford Service Credit Card(Citi is a advertising partner) includes a special financing plan along with multiple generic co-branded credit card benefits. Their special financing plan allows cardholders to pay for their purchase over the course of 6 or 12 months, without having to worry about collecting interest. Aside from this, their card includes multiple standard benefits such as the ability to use your card on any purchase from your Ford Dealership (including repairs). In addition, this card offers an easy application process, low monthly payments, timely rebate offers for both new and existing cardholders and the ability to use your card at any Ford Dealership. I would personally recommend against applying for this card and instead I would suggest applying for a regular credit card that offer more benefits.