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In order to be eligible for Ford's special financing options, you must be a Ford credit card holder. To apply for their card, you need to visit your local Ford dealership and ask an employee for assistance. Once you've been approved for the card, you will then be eligible to partake in their special financing options. After completing an eligible purchase from a Ford dealership, you will be able to apply either their 6-month or 12-month financing option to your purchase. The 6-month plan will be applied to eligible purchases of $199 or more and the 12-month option will be applied to eligible purchases of $499 or more. Once you've agreed to one of these offers, you must be diligent in making every monthly Ford credit payment. Failure to complete a payment will result in having to make all interest payments, leading back to the original purchase date.