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Unfortunately, I have no way of knowing what type of credit score you would be required to have if you are interested in applying for the credit card that is offered by Kirkland's. Every credit issuer is different when it comes to determining whether an applicant is worthy of approval. I can say with confidence that you are not required to have a score over 800† to be approved for their card, but you can't have poor credit either. If your credit score is somewhere that needs improvement, consider applying for a card that will help build or repair your credit score.