I am really interested in the Gap credit card;... - Other Questions

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Credit Card Applications » Questions » User Questions » Other » I am really interested in the Gap credit card; however, I want a card that can be used at a wide range of...

I am really interested in the Gap credit card; however, I want a card that can be used at a wide range of places. Would this be a good card to suit my needs?

Answered on | Updated on November 1st, 2017
The content is accurate at the time of publication and is subject to change.

This is always an important factor to take into consideration whenever you are applying for a co-branded credit card. The Gap credit card is a store credit card, and just like many great store cards before it, this card is not affiliated with any major payment network like Visa, MasterCard, or AmEx. What this means is that this card was made to be used only at Gap.

You may consider credit cards with cash back rewards instead. For example, the Discover it® Cash Back credit card is a good option. You will earn 5% cash back at rotatating categories on up to $1,500 in purchases when you activate (you should register each quarter to earn rewards). Plus, 1% cash back on all other purchases. Also all the cash back you’ve earned will be matched at the end of your first year, if you are a new cardmember. You could turn $150 into $300. This card has no annual fee and 0% intro APR on purchases (when the introductory interest rate is over, the ongoing APR will apply).

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Excellent, Good Credit
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Excellent, Good Credit

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