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With your current credit score, you may qualify for almost any credit card with 0% on balance transfers provided all your current credit accounts are in good standing, you do not have recent late payments and maxed out accounts. For example, you may like the Wells Fargo Reflect® Card. The card comes with one of the longest promo periods: 0% intro APR for 21 months on purchases and qualifying balance transfers. To qualify for the intro rate, you will need to transfer a balance within 120 days from account opening. Once the zero introductory period is over, 18.24%, 24.74%, or 29.99% Variable APR will apply. The card also has a balance transfer fee: BT fee of 5%, min: $5 The is no annual fee for the card.