I have Bass Pro credit card and want to transfer the... - Balance Transfers Questions


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Credit Card Applications » Questions » User Questions » Balance Transfers » I have Bass Pro credit card and want to transfer the balance I have on it to another card and...

I have Bass Pro credit card and want to transfer the balance I have on it to another card and then close Bass Pro card. What card would you recommend? My credit is good.

Answered on | Updated on February 29th, 2016
The content is accurate at the time of publication and is subject to change.

You can choose any credit card with a balance transfer feature. It can be a card with low interest rate or a card with 0% intro APR. When intro APR ends an ongoing APR applies. However, paying off the card balance in full each month will help you avoid interest payments. If you choose to apply for a card with a zero intro APR on balance transfers, make sure introductory period is long enough for you to pay off the transferred balance in full within a given introductory period. If you fail, an ongoing APR will apply to the remaining balance. Also, some issuers require to request balance transfers within a certain period, so don’t forget to check if there is such restriction.
Another thing to consider when you transfer a balance is a balance transfer fee. Most issuers charge 3% of each balance transfer. However, even if you have to pay this fee, your savings should still be higher.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Intro APR on Balance Transfer: 0% 12 months on Balance Transfers

Ongoing APR on Balance Transfer: 15.74% - 25.74% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit

Intro APR on Balance Transfer: 0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)

Ongoing APR on Balance Transfer: 18.24%, 22.24% or 25.24% variable based on your creditworthiness

Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater

Good/Excellent Credit
See Rates & Fees

Intro APR on Balance Transfer: 0% Intro APR for 12 months

Ongoing APR on Balance Transfer: Variable APR of 15.24%, 19.24% or 25.24%

Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check

Good, Excellent Credit
See Rates & Fees

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