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If you are a student, consider applying for a credit card like the Discover it® Student Cash Back. It has low interest rates and no annual fee. Plus you will earn 1% cash back on all your purchases. You can even Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.

If you do not want a student card, apply for a card for people with limited or no credit history.

The credit limit on the card is always determined by the credit card issuer, who will base the decision on your creditworthiness. Credit lines usually start at $200.