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As a Hot Topic credit card holder, you will be given access to the Hot Topic Guest List rewards program. As a Guest List rewards member, you will receive one point for every $1 you spend at Hot Topic. For every 100 points earned, you will receive a $5 instant reward certificate. When you are first approved for the Hot Topic credit card, you start off by receiving a 15% discount on your first purchase. Cardholders will also receive two shopping passes for $20 off a purchase of $50 or more, every year they remain a cardholder. Cardholders also receive a special offer on both their birthday and their Hot Topic Guest List anniversary. By earning 500 points on your card, you will be upgraded to guest list VIP. VIP benefits include 1.25 points per $1 spent and $2 standard shipping on all Hot Topic online purchases.