The content is accurate at the time of publication and is subject to change.

You can go to CareCredit website to apply. Or you can consider applying for a regular credit card instead of CareCredit. Regular cards may come with 0% intro APR on purchases where introductory period does not depend on the amount you borrow. Also, if for some reason you are late with a payment, many issuers of regular cards won’t charge you a penalty fee or raise your interest rate whereas CareCredit doesn’t forgive a single late payment. Also, if you won’t be able to pay off your card balance during 0% introductory period, your regular APR will apply to the remaining balance only. CareCredit charges retroactive interest.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.