The content is accurate at the time of publication and is subject to change.

A store loyalty card like the type you were offered isn't actually a credit card, so you don't need to worry about it potentially affecting your credit score one way or the other. The good news about that is, you'll be approved no matter what your credit is like. Anyone can get this kind of card, which lets you earn rewards for making purchases at the gas station or convenience store that issues it. The pros are that you can get three cents a gallon off your gas purchases, and earn rewards like free drinks, food, and other merchandise. There's really no downside to this card, but you have to understand that it's not a credit card, it's a customer rewards card. If you'd like an actual rewards credit card, there are plenty we can recommend.

tags : Groceries Rewards Program Store Cards

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.