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West Elm credit card offers 5% back on in-store purchases in certificates redeemable only towards West Elm purchases. But this credit card has a high ongoing APR of 28.49%107. It may end up costing you more than you expect. Look at the low interest credit cards. Here, at credit-land.com, you can use our Credit Card Navigator Tool that will find a perfect credit card for you based on your credit score and preferences.