The content is accurate at the time of publication and is subject to change.

Information for some cards not reviewed by or provided by Capital One

West Elm credit card offers 5% back on in-store purchases in certificates redeemable only towards West Elm purchases. But this credit card has a high ongoing APR of 31.24%107. It may end up costing you more than you expect. Look at the low interest credit cards. For example, the Discover it® Cash Back credit card may be of interest to you. It comes with 15 months of 0% Intro APR on purchases (when the introductory interest rate is over, the ongoing 18.24% - 28.24% Variable APR will apply). The card has cash back rewards program - you will earn 1% cash back on all purchases and up to 5% cash back in rotating categories on up to the quarterly maximum - you will need to enroll every time a category changes to be able to earn rewards. The cash back never expires. There is no annual fee. Moreover, Discover card does not limit you in terms of redemption - you can spend earned rewards on whatever you want.