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The Navy Federal Credit Union Platinum credit card may not be the best choice. First, it doesn't offer a 0% intro APR on Purchases. Ongoing variable APR is 5.99%-18.00% based on your creditworthiness. The card also doesn't have a rewards program.

Having excellent credit, you'd better consider the Citi Rewards+ Card. This card comes with a 0% intro APR on Purchases and Balance Transfers (APR of 13.49% - 23.49% (Variable) applies after that). In addition, the Citi card allows you to earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. And Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com.