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We would recommend you to look at the Discover it® Cash Back credit card. You can Earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. All other purchases earn unlimited 1% cash back. Also, the Discover it® Cash Back credit card comes with 0% intro APR on purchases and balance transfers. Note that when the introductory interest rate is over, 16.74% - 27.74% Variable APR will apply. There is no annual fee.