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We would recommend you to look at the Discover it® Cash Back credit card. You can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. All other purchases earn unlimited 1% cash back. Also, the Discover it® Cash Back credit card comes with 0% intro APR on purchases and balance transfers. Note that when the introductory interest rate is over, 12.24% - 23.24% Variable APR will apply. There is no annual fee.