We would recommend you to look at the Discover it® Cash Back credit card. You can earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. All other purchases earn unlimited 1% cash back. What is more, you can earn 5% cash back on Walmart online purchases when shop through Discover Deals (note that offers presented on Discover Deals can expire, please visit Discover Deals to see current offers and their terms). Moreover, cash back you earn through Discover Deals adds up to cards regular cash back. Also, the Discover it® Cash Back credit card comes with 0% intro APR on purchases and balance transfers. Note that when the introductory interest rate is over, the ongoing APR will apply. There is no annual fee.