If you would need a credit card solely for Torrid purchases it may be good to apply for their co-branded credit card, but in case you need card that earn rewards on all purchases. We would recommend you to apply for the cash back credit card. You have to look at the monetary value of each reward you might earn. Things like savings on gas, reimbursements for travel expenses on your statement, and cash back for purchases in select categories can be worth a lot. Take some time to explore all your options before diving in and applying.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.