The content is accurate at the time of publication and is subject to change.

You are right. There are two Mills Fleet Farm credit cards: the one is a store card and the other is a Visa card. Both cards are issued by Synchrony Bank and available for online application. However, there is only one application form for both cards. This means that you cannot choose which card to apply. You simply fill out an application and wait for the bank's decision: whether you will be given a Mills Fleet Farm Fleet Rewards Visa Card or a Mills Fleet Farm Fleet Rewards Credit Card. If you need a Visa credit card, you can apply for any regular Visa credit card that is not tied with any brand and use it anywhere.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.