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The Chase Sapphire Reserve® credit card is a premium credit card which comes with high $550 annual fee because it provides premium benefits like $300 annual travel credit, Global Entry, NEXUS, or TSA Precheck® fee credit and complimentary airport lounge access. If you are not a frequent traveler and you understand that these benefits are useless for you, you may choose a travel credit card with no annual fee or fee, waived for the first year. Choose travel credit cards with good rewards on travel and everyday purchases.