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To be eligible for the Big O Tires special financing plan, you must be a Big O Tires Credit Card(Citi is a advertising partner) holder. To apply for their card, you can either visit their website and complete an application online, or you can visit your local Big O Tires retailer and ask an employee for assistance. Once you have been approved for their card, you will be eligible for special financing. The only financing plans offered by Big O are 6- and 12-month deferred interest plans that provide interest-free financing on eligible purchases over $199 and $749 correspondingly. When you are ready to pay for your purchase, use your Big O Tires and Service Credit Card and state that you would like to apply their special financing plan to that purchase. When financing from Big O Tires, be sure to complete all payments on time or else you will be stuck with every interest payment.