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Co-branded credit cards tend to have higher fees and rates than general credit cards and At Home credit card is not an exception. If you want to keep a card for a long time, there are options for any situations: credit cards with up to 18 months of 0% APR on purchases, low fees credit cards and, of course, credit cards with rewards on all purchases. Carefully consider which credit card will be best for you in order not to overpay.