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To participate in any of the financing plans offered by Dell, you are required to have their credit card. If you are not a Dell credit card holder, you can visit their website and fill out a Dell credit card application. The application process is simple and once it has been submitted a decision will be made to determine your approval in a matter of seconds. Once you have been approved for their card, you will be able to apply one of Dell's special financing plans to your next eligible purchase made from the regular Dell website or the Dell outlet website. If you are unable to get the Dell credit card, you will not be able to use any of their financing options. If this is the case, you can always try to find a general credit card that offers a 0% introductory APR on purchases and use that to make your purchase.