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Store credit cards typically require applicants to have a credit score lower than those required for higher end rewards cards. The minimum required FICO score is usually between 660 and 680 in order to qualify for a store credit card, although some consumers are able to get approved with lower scores. The Pep Boys CarCareONE credit card offers special financing on purchases of $499 or more. There is no interest charged if the balance is paid in full within 12 months. However, there are no other rewards or discounts offered on this card. For this reason, you may want to consider applying for a general rewards credit card instead. Not only could you get a low promotional APR, but you can also earn cashback or rewards points that that will further reduce the cost of the purchase. In addition, a general rewards credit card can be used at any store, allow you to earn rewards on all purchases.