Hello, I have been considering applying for a credit... - Cash Back Rewards Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Cash Back Rewards » Hello, I have been considering applying for a credit card that I can use for my day to day...

Hello, I have been considering applying for a credit card that I can use for my day to day spending. I’m highly interested a few credit cards and the Ally Bank card is one of them. I would like to know what are all the benefits that come with it and if you think I should apply for it?

Answered on | Updated on February 20th, 2017
The content is accurate at the time of publication and is subject to change.

The Ally cash back credit card is a pretty good option considering the simple cash back reward system that it comes with. When you make purchases with the Ally card, you will earn 2% cash back at gas stations and grocery stores. In addition, you will earn 1% cash back on all other purchases. Additional benefits that come with this card include no annual fee and a 10% Ally deposit bonus when you deposit cash into an eligible Ally bank account. Aside from this, you will also receive a $100 bonus if you make $500 in eligible purchases within your first three billing cycles. When it comes down to whether I think you should apply for it, I would need to specifically know what it is you want out of your credit card. One thing I want to know is what were the other cards you were considering applying for. If the benefits of the Ally card seem to outweigh the benefits of the other cards you were interested in, I would recommend applying for it.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn unlimited 1.5% cash rewards on all purchases.
Good, Excellent Credit
See Rates & Fees
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Fair Credit
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
Good, Excellent Credit

Other Questions in
Cash Back Rewards

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!