I’m planning to buy furniture at Houzz and wanted to... - Cash Back Cards FAQ

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Credit Card Applications » Questions » FAQs » Cash Back Cards » I’m planning to buy furniture at Houzz and wanted to apply for their financing, but I don’t like...

I’m planning to buy furniture at Houzz and wanted to apply for their financing, but I don’t like the terms. Is there a credit card that will give me no interest and no annual fee?

Answered on | Updated on July 31st, 2019
The content is accurate at the time of publication and is subject to change.

You can apply for any credit card that offers 0% on purchases. For example, the Discover it® Cash Back credit card has a 14-month 0% intro APR on purchases (when the introductory interest rate is over, the ongoing APR of 13.74% – 24.74% Variable will apply). So, you will have plenty of time to pay off your purchase. Also, this card comes with cash back rewards. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Redeem cash back any amount, any time. Rewards never expire. The card has $0 annual fee.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent, Good Credit
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Fair Credit
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
Good, Excellent Credit

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