The content is accurate at the time of publication and is subject to change.

If you shop a lot at Loft and Ann Taylor, this card can be a good option for you. One of the big cons can be a rather high APR (26.24%) which is rather standard for store credit cards. If you are not going to pay off the card balance each month, you may accrue a lot in interest. If you always pay off the cards' balances, then you should note that the grace period for Loft credit card is 23 days, which is 3-7 days shorter than on a general credit card. As for rewards, we would recommend you compare this credit card with the Discover it® Cash Back credit card. Discover allows you to earn up to 5% cash back in eligible rotating categories, up to the quarterly maximum after activation. All other purchases earn 1% cash back. Now you should sit and crunch numbers to see which credit card will be the best choice for you.

tags : Cash Back Rewards Shopping

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.