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When you are building credit history you will want your card to have one important feature - reporting to major credit bureaus. The Conoco credit card is issued by Synchrony Bank and this bank reports credit activity to the major credit bureaus, so the Conoco card has this feature. However, the Conoco credit card is a gas station credit card and such cards are usually aimed at people with established credit. You won't qualify for this offer with low credit. Luckily there are other credit card offers out there that can help you build your credit. These credit cards are developed for those who want to establish their credit.