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The First Hawaiian Bank Cash Rewards Credit Card gives you 3% cash back on gas purchases, 2% cash back on grocery store purchases and 1% cash back on all other purchases. Plus, you'll receive $125 cash back with $1,500 spend within first 3 months after opening a new account. There is no annual fee. However, you can find credit cards with more generous rewards. For example, you may choose the Discover it® Cash Back credit card. This card offers Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.. Plus, unlimited 1% cash back on all other purchases. What is more, Discover will match all the cash back new cardmembers have earned at the end of their first year. You can redeem cash back any amount, any time. Rewards never expire.