Is it worth applying for Holland America Line credit... - Travel with Credit Cards Questions


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Is it worth applying for Holland America Line credit card if I don’t spend heavily with this cruise line?

Answered on | Updated on February 25th, 2018
The content is accurate at the time of publication and is subject to change.

As you aren’t a regular Holland America Line cruiser and don’t spend a lot on cruises, so the Holland America Line Rewards Visa Card is not the best choice for you. This card offers good rewards on Holland America purchases – 2 points, but only 1 point on all other purchases. What is more, the sign-up bonus is not so big – 5,000 points are give after the first purchase. The APR for purchases is high – 16.24%, 21.24% or 26.24% variable93 based on your credit worthiness.

We recommend you consider general travel rewards credit cards. These cards offer good rewards rate on all purchases and allow you to redeem your rewards for any cruise you want. If you need specifics, the good example is the Discover it® Miles credit card. You will earn unlimited 1.5x miles on all purchases and all the miles you’ve earned at the end of your first year will be matched (if you are a new cardmember). For example, if you earn 30,000 miles, you get 60,000 miles. This card also comes with no annual fee, no foreign transaction fee and 0% intro APR on purchases for 14 months (the ongoing APR is 14.24% – 25.24% Variable).

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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93 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

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