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The Tomo credit card is a charge card, which means you will have to pay the card balance in full each month. Also, while you don't have to have a credit history to apply for the card, you will need at least one bank account. This bank account will be used to determine your creditworthiness, credit limit, and all card payments will be charged from it. You will have to control your card spendings and the funds available in your account to make sure you will be able to make all payments on time. If you can't make a payment, your card will be blocked.

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Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.