Is it necessary to have the Sears credit card to... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Is it necessary to have the Sears credit card to participate in the store’s Shop Your Way...

Is it necessary to have the Sears credit card to participate in the store’s Shop Your Way rewards program?

Answered on | Updated on March 1st, 2015
The content is accurate at the time of publication and is subject to change.

It is not necessary to use the Sears store branded card to participate in the Shop Your Way rewards program. Actually it would be more beneficial to use a traditional bank credit card that offers rewards because that would allow you to double your rewards.

Most traditional rewards credit cards offer at least one mile or point for every dollar spent.  So you would be earning at least 2% in rewards by using both programs. The Shop Your Way Program offers reward points that can be used towards future store purchases. Bonus points are offered in rotating categories weekly. If you are redeeming more than $10 in points you will need to enter your PIN.

The Sears credit card itself does not earn rewards.  It is tied to the Shop Your Way rewards program, which has no annual fee and is free to join. You don’t even need a rewards card. Just sign up and provide your phone number at checkout and discounts and points are applied automatically no matter what credit card you use.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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