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When filling out your Art Van financing application, there are several requirements listed that one must meet in order to even be considered worthy of approval. You must be employed for at least six months at the same company and you must earn at least $1,250 (gross) per month. In addition, all applicants must have an active checking account for at least three months and a $500 per month deposit history. Aside from this, all applicants must have no excessive NSFs (insufficient funds) or excessive overdrafts, as well as an account balance that is not in a negative state. This line of credit is more for people with established credit histories. If you are fairly new to the credit game, this line of credit would not be an ideal place to start. You might prefer looking into a general credit card that is more user friendly.