Is the approval process fairly easy for the Art Van... - Build Credit History Questions


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Build Credit History » Is the approval process fairly easy for the Art Van financing program, or should I consider...

Is the approval process fairly easy for the Art Van financing program, or should I consider other credit options instead?

Answered on | Updated on April 6th, 2015
The content is accurate at the time of publication and is subject to change.

When filling out your Art Van financing application, there are several requirements listed that one must meet in order to even be considered worthy of approval. You must be employed for at least six months at the same company and you must earn at least $1,250 (gross) per month. In addition, all applicants must have an active checking account for at least three months and a $500 per month deposit history. Aside from this, all applicants must have no excessive NSFs (insufficient funds) or excessive overdrafts, as well as an account balance that is not in a negative state. This line of credit is more for people with established credit histories. If you are fairly new to the credit game, this line of credit would not be an ideal place to start. You might prefer looking into a general credit card that is more user friendly.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit
Instant $500 Credit Line. No Credit Check.
Bad Credit
Monthly reporting to the three major credit bureaus
Fair/Bad Credit

Other Questions in
Build Credit History

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!