Credit Card Applications
Questions
User Questions
Build Credit History
I bought my new Jeep and they sent me an offer for the Chrysler MasterCard. So I wander...

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

I bought my new Jeep and they sent me an offer for the Chrysler MasterCard. So I wander is it a good credit card to apply? My credit is not perfect, actually I’m working on building it.

Answered on May 18, 2015

Updated on May 18, 2015

The content is accurate at the time of publication and is subject to change.

No, the Chrysler card is not a good credit card offer for you simply because your credit in not good enough to qualify. You will simply have another hard inquiry on your credit report which won’t do any good to your credit score. If you already have credit cards, you probably won’t need another one. Jus work with the card you already have to continue building your credit. If you feel like you need one more credit card, you can find more suitable options for you out there.

tags : Car Credit Cards Credit Score

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.

questions RELATED
TO THIS TOPIC

Can I get a Neiman Marcus Credit Card if I have bad credit history?

Excellent credit is not necessary, but this card will not be given to those with bad credit either. If you have bad credit and try to apply for a card or a line of credit of any kind that you are not qualified for this may harm...

My credit score is poor. Which credit card will raise my credit scores quickly?

First of all, note that improving your credit score is not a quick process. It may take up to a couple of years to turn bad credit into good credit. But if you want to improve your credit score faster, keep your credit accounts in good standing,...

Will I build credit with a store credit card?

You will be able to build your credit using a store credit card. To be able to build your credit you should first of all make sure the store card you want to apply for is reported to the major credit bureaus. Luckily, most store credit cards are...

I’ve been using my Aspire credit card for a year or so and now I’m closing it because my credit score hasn’t changed much even though I’ve never paid a penny late. Can you recommend me a credit card that will give a real improve to my credit?

You can apply for a credit card issued by a major bank and not by a credit union. Banks usually report credit card activity every month to all three major credit bureaus, so you will be able to see credit score changes as fast as in three months....

I want to build credit and want to know if I can do this using a credit card from a gas station like RaceTrac? I often buy their gas.

RaceTrac does not offer a consumer credit card, only business credit cards. Nevertheless, we would not recommend you to apply for a credit card offered by a gas station. Typically such credit cards are for people with established credit. More than...