I’ve got Valero card but haven’t used it yet. It has... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I’ve got Valero card but haven’t used it yet. It has a 23% APR which is too much for me and my...

I’ve got Valero card but haven’t used it yet. It has a 23% APR which is too much for me and my above 800 credit score. Considering the interest rate, the rebate per gallon is way too small. Is there a credit card with low APR and good cash back?

Answered on
The content is accurate at the time of publication and is subject to change.

There are cash back credit cards with low interest rates and with 0% intro APRs. These credit cards will allow you to earn cash back on gas purchases and on all other purchases. You can also find credit cards with sign up bonuses. Your ongoing interest rate will be determined by a credit card issuer based on your creditworthiness. So the better your credit score is, the lower your interest rate will be. But remember, you can avoid interest payments by paying off the card balance during grace period. Therefore, to maximize the card savings we recommend you to pay off the card balance every month.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Excellent, Good Credit
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Excellent, Good Credit
Enjoy peace of mind with $0 Fraud Liability
Fair Credit

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