The content is accurate at the time of publication and is subject to change.

First of all, don't feel bad. Many people have suffered setbacks to their credit score due to a divorce, illness, or other event beyond their control. The key is to be proactive about repairing your credit, which you are already doing by asking this question. Second, be prepared to be patient. You may not be able to improve your credit score quickly, but given some time, you can get it back to where it used to be. Even the worst credit marks, like bankruptcy, fall off your credit report after seven to 10 years. The best thing to do is get in touch with your creditors and tell them what's going on. Set up payment plans to pay off your debt over time. Stick to the plan, make your payments, and get a secured credit card so you can begin to rebuild creditworthiness. Before you know it, you'll be on the road to repaired credit. Also, there are cards that do not require excellent credit to apply. For example, Fred Meyer shopping card can be of a great help if you are their loyal customer.

tags : Groceries Secured Cards Online Application

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.