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Credit Card Applications » Questions » User Questions » Other » Which card is better, the Nordstrom store card or the Nordstrom Visa?

Which card is better, the Nordstrom store card or the Nordstrom Visa?

Answered on | Updated on March 19th, 2015
The content is accurate at the time of publication and is subject to change.

In most cases this would be an easy question to answer because usually the interest on the store card would be significantly higher than the one branded by a major payment network such as Visa or MasterCard. However, in this case the APR differs by where you shop. This is probably because both cards are offered by Nordstrom. The difference in the APR depends on where you shop. Purchases made outside of Nordstrom can be charged an average of 4% more in interest. Purchases made at Nordstrom can range from 12.40% to 24.40% while purchases outside Nordstrom are charged between 16.40% and 24.40%. So overall I would say that both cards are the same when it comes to reaping the benefits of shopping at Nordstrom. However, I would not recommend the Visa card for purchases outside Nordstrom as the APR is significantly higher when used at stores other than Nordstrom.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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