I’m interested in applying for a Coldwater... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I’m interested in applying for a Coldwater Creek Mastercard. Can you tell me what the pros and cons...

I’m interested in applying for a Coldwater Creek Mastercard. Can you tell me what the pros and cons of the card are, before I decide whether it’s worth getting?

Answered on | Updated on April 2nd, 2016
The content is accurate at the time of publication and is subject to change.

This store credit card offers some attractive perks for people who are fans of the chain, which offers women’s clothes and accessories. Among the benefits of the card, you’ll get a 20% discount on your first purchase, two free shipping opportunities per year, a $25 coupon to use during the month of your birthday, and five reward points for every dollar you spend. Reward points can be redeemed for store credit on future purchases. Consider, however, that you may also get the same rewards, or even better ones, from another type of credit card. A signup bonus that gives you enough frequent flyer miles for a one-way plane ticket, or enough reward points for a $100 gift card is an even better deal. And store credit cards have notoriously high interest rates; you may be able to find a rewards credit card that offers you no interest for the first year you have the card.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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