I currently do not have any credit cards, because I... - Other Questions

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Credit Card Applications » Questions » User Questions » Other » I currently do not have any credit cards, because I cancelled some retailer cards I had. I have plans to...

I currently do not have any credit cards, because I cancelled some retailer cards I had. I have plans to update my wardrobe for the season, and I am going to do it at Hollister. Unfortunately, they do not offer a credit card. What card do you recommend I use for my big shopping trip?

Answered on
The content is accurate at the time of publication and is subject to change.

Whenever you plan on making a large purchase, it is always smart to use a credit card. Just because there is no Hollister card, you are not out of luck. Fortunately, there are a large number of banks that offer credit cards specifically for the purpose of rewarding you for your shopping. What we would recommend for a large purchase like a seasonal wardrobe, is that you find a credit card that is offering a 0% introductory APR on all purchases. If you make the purchase with this card, you will not be subject to any interest for the promotional period as long as you make payments on time. Alternatively, if you plan to pay off the balance quickly and are not worried about the interest, then you could get a rewards card or even a cash back credit card. A large purchase equals large rewards.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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