The content is accurate at the time of publication and is subject to change.

They are similar in that they both come with the same benefits within the store such as financing options and rewards. They also both come with high APRs and no annual fee.

The main difference is the card branded with the Mastercard logo can be used anywhere Mastercard is accepted as opposed to the basic Navyist card which can only be used in selected stores. You can't choose which one you apply for. Your eligibility will be determined by your credit score. A better score gets the Mastercard and a person with a lower credit score will be given the standard store card.

If you want to earn rewards on all purchases, we recommend you to apply for a general rewards credit card. Depending on the rewards card you have, the reward points you earn could possibly be redeemed for award gift certificates, travel or more.

tags : Rewards Shopping

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.