I was shopping at my local Gymboree store recently... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I was shopping at my local Gymboree store recently and they asked if I’d like to apply...

I was shopping at my local Gymboree store recently and they asked if I’d like to apply for their store credit card. They were offering a good amount off my first purchase if I was approved. But I didn’t know if the card would be a good one, so I declined. Now I’m wondering if I made a mistake. Should I have applied and saved 15% off my purchase?

Answered on
The content is accurate at the time of publication and is subject to change.

You made a good choice. While it can be tempting to apply for a store credit card, there are other credit cards available with just as good, and even better, deals. Instead of saving 15% on your first purchase and then paying a high APR for any balance you carry month to month, you could earn 500 bonus points and get a 0% APR for the first year – a much better deal. Plus, you can use another type of credit card anywhere, not just at one retailer. There are so many great cash back and points rewards credit cards available, why limit yourself to a card that only works in one store? Look around and find a card that will meet more than one need.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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