I am new to the world of credit and I have never had a credit card before. I was...
Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.
I am new to the world of credit and I have never had a credit card before. I was interested in beginning to establish my credit profile, but the thing is, I’m not sure about what card I should apply for. I frequently shop at Tire Kingdom and I was wondering if this card would be a good card for me to start with. Do you think so?
Answered on Jul 10, 2015
Updated on Jul 10, 2015
The content is accurate at the time of publication and is subject to change.
There are a few things you want to look out for in a credit card you are using as a method of establishing your credit profile. First of all, you want to ensure that the card you are applying for is reporting all of your credit activity to major credit bureaus. Secondly, you want to make sure that the card is not going to be a card that will cause you to earn an unpayable debt. We would recommend that you skip the Tire Kingdom credit card and find a general credit card, and use the credit line responsibly.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.
questions RELATED TO THIS TOPIC
How can I make my credit score up?
There are 5 main factors that make up credit score: payment history, credit utilization, length of credit history, new credit, and credit mix. First of all, you should always monitor your payments so that to be able to cope with all them. Secondly,...
There is no magical number of credit cards that is considered right for all consumers. In fact, the number of credit cards you can have depends on your individual credit history, credit score, and the way you manage your credit accounts. Lenders...
Closing a credit card account is not simply snipping a credit card. It is a more complicated process that takes more time and effort. You should understand why you are closing your credit card and how it will impact your credit score. There are...
Is there any reason why I shouldn't apply for several credit cards? I can't decide which one I want, and I think it'd be a good idea to have more than one. But will it hurt my credit score, or is there another reason not to do this?
It's definitely a good idea to have more than one credit card, so you're on the right track there. With all the different fantastic options out there, and so many rewards credit cards available, why limit yourself to just one card? The thing to be...
Will it help my credit score to be added to someone else’s credit card account?
The technique of becoming an authorized user on another person’s credit card is a popular way for people to improve their credit scores. It will help your score, but you need to act responsibly when using the card. Spouses, children and parents...