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Thank you for a question. You are right, Stoneberry credit can be used for shopping only at Stoneberry and its brands (including Masseys, Mason Easy-Pay, K. Jordan, and Fifth & Glam) and only online. If you want to shop anywhere, including offline, you may choose from best credit cards for bad credit. Pay attention that cards, accepted anywhere, must use international payment systems like VISA or Mastercard. Also don't forget to compare the rates and fees and read terms carefully before applying.