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Well first off, you want to check your credit profile. Having a bad credit history will limit your chances of being accepted for almost any card. The thing about this card is you don’t exactly need perfect credit in order for your application to be accepted; however, you can’t have bad credit either. A fair to good credit score should reflect positively on your application. When it comes to where and how to apply, you can do it in one of two ways. You can either visit their website and click on the option that takes you to the credit card application page, or you can visit your local Roamans store and ask an employee for assistance. Before you apply, make sure you have looked into a few credit card options with more spending flexibility, such as a bank issued credit cards.