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Well, the thing about the Von Maur credit card is that it is not really a credit card, it is a charge card. The Von Maur card allows cardholders to pay for their purchases in small increments, but they have to meet specific payment dates, otherwise there are penalties in the form of fees and dings on your credit score. Aside from temporary financing, the Von Maur credit card really doesn't offer anything beneficial to the cardholder such as rewards and low interest rates. When it comes to store cards, this is a common thing. If you were interested in a similar store cards, there are lots to choose from, but you can only use them at the retailer it is issued from. If you were interested in bank cards with similar features, there is a long list of charge cards that are offered by various banks. I would suggest you look into one of these because they come with much more flexibility.