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Such cards like the Fuel Rewards Mastercard are usually offered to people with established credit history who have at least average credit. However, since you are a Fuel Rewards member, you might have received a pre-approval offer. If so, you can give this card a try. You will need to provide some information about you and your income to apply, so be ready to do so. As an alternative option, you can apply for a regular credit card to start building your credit. There are credit cards designed for people with no credit and secured credit cards that should be good for you.