The content is accurate at the time of publication and is subject to change.

Unfortunately, this can be quite a difficult question to answer, just because of the fact that I don't know what your alternative credit card option would be. There are many different kinds of credit cards that could greatly affect the outcome of that response. But what I can tell you is that I have looked into some of the benefits that come with being a Blue Nile card holder and I can say that it does offer a no-interest financing offer. Sadly, this card has a high APR and missing a payment could end up costing you. If I were you, I would recommend finding a better card than the Blue Nile to make the purchase with. Try to use a credit card that allows you to collect points on your purchase.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.